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Where on the island to exchange rubles, dollars and USDT for baht at a fair rate. Only trusted exchangers licensed by the Bank of Thailand, with no losses at the airport or on the tourist beaches.
Best rate on Samui| 1 ฿ | ≈ 2,53 ₽ |
| 1 $ | ≈ 33,69 ฿ |
| 1000 ฿ | ≈ 2 530 ₽ |
Indicative market rate, updated 06.10.2026. At exchange offices the rate differs because of the markup. The full calculator is on the baht rate page.
The most common choice for a tourist. Look for spots with an electronic board and compare 2-3 nearby: the rate differs even on the same street.
Reliable, they give a receipt and also exchange rare currencies. But the rate is usually worse, you need a passport, and the opening hours are limited.
Convenient for changing a little right on arrival for a taxi, but the rate here is the worst. It is better not to change a large amount.
You lock in the rate, and the baht is delivered by courier to your hotel or condo. They accept Russian cards, SBP and USDT.
Visa, Mastercard and Mir cards from Russian banks do not work in Thailand. You need cash, USDT or a transfer.
We recommend a trusted licensed exchange chain with offices throughout Thailand: a good rate, a safe deal, Russian cards and SBP.
⚠️ Promised a "much better rate" in a random Telegram chat? It is almost always a scam. Exchange only at licensed exchangers.
| Samui airport | you lose 10-20% | only for a taxi to the hotel |
| Exchangers on the beaches | rate worse than market | Chaweng, Lamai, resort rate |
| Licensed chains | rate closer to market | courier across the island |
At the large licensed chains, in Nathon (the island's main town) and through online exchange with delivery. At the airport and on the beaches of Chaweng and Lamai the rate is the worst. Check the amount you will receive in hand.
Yes. Exchanging cash rubles is not worth it, so it is better to transfer rubles via SBP or with a Russian bank card to a trusted exchanger and receive the baht in cash or to a Thai account. Visa, Mastercard and Mir cards do not work in Thailand.
There are counters at the airport, but the rate there is one of the worst on the island. Change a little for a taxi to the hotel, and change the main amount in the city or online with delivery.
Usually from 9 am to 8 pm, the large chains longer. In the evening and at night, online exchange with baht delivered by courier across the island comes in handy.
Yes. A trusted chain delivers the baht by courier to Chaweng, Lamai, Bophut, Maenam and other areas.
Samui is a resort island, and the exchange business here is geared to tourists, which means the rate almost everywhere carries a markup. The worst, as usual, is at the airport: you flew in, changed the whole sum and gave the exchanger part of your money. It is wiser to take a little baht for a taxi to the hotel and change the main amount calmly in tourist centers like Chaweng or Lamai.
Samui airport is small and private, and the exchangers there give one of the worst rates on the island. Can you exchange rubles for baht right at the airport? Cash, yes, but at a poor rate, so take only enough here for a taxi and the first evening, and leave the larger amount for later.
The rate varies by area too. Chaweng has the most exchangers, but it is the main tourist center, and the figures there are resort ones. It is a similar story in Lamai and Bophut with its Fisherman's Village. For a better rate people go to Nathon, the island's main town and port, where prices are generally lower, or they exchange at the large licensed chains.
There is also an island quirk: the rate on Samui is on average slightly worse than on the mainland, logistics take their toll. So it is convenient to change part of the amount in advance, back at Bangkok airport on the way, and on the island itself to rely on the large chains and delivery rather than beach kiosks.
If you would rather not drive around the island chasing a rate, online exchange with delivery comes to the rescue. A trusted licensed exchange chain changes money at a rate close to the market one and delivers the baht by courier to Chaweng, Lamai, Bophut, Maenam or another area. It also solves the main pain point for Russians: Visa, Mastercard and Mir cards do not work here, but through it you can exchange via SBP, with a Russian bank card or in USDT and receive cash or a transfer to a Thai account.
Briefly about cash. Bring dollars and euros in large, new banknotes; hundred-dollar bills are exchanged at the best rate, while small and worn notes get a lower rate. Exchanging cash rubles on Samui is not worth it, the rate for them is worse, so it is better to transfer rubles electronically. And look not at the figure on the display but at the amount you will receive in hand: the best exchangers on the island are licensed chains with honest counting of any banknotes. They usually work from 9 am to 8 pm, and in the evening delivery comes in handy.
And about safety. On the tourist beaches you come across counters with an attractive rate on the board and a count in their own favor, while in Telegram chats money changers pop up offering an exchange far better than the market. You cannot check them in advance, and you hand over the money first. Ask them to count the amount in front of you, or better yet, exchange at a licensed chain with an office and reviews.